Text Messaging
RTOCore account texts · Effective October 20, 2026
RTOCore is software that rent-to-own companies use to run their businesses. Companies that use RTOCore can send their customers text messages about their rental-purchase agreements. Each text comes from the company that holds the customer’s agreement and is sent through the RTOCore platform.
What the texts are
- Welcome messages when an agreement starts
- Payment reminders and due-date notices
- Past-due notices about an unpaid payment
- Payment links to pay securely online
- Payment receipts and confirmations
- Returned-payment notices, when a payment did not go through
- Follow-ups about a payment the customer said they would make
- Pickup scheduled and pickup completed notices
- Links to documents such as an invoice, statement, payment history or agreement
- Messages a staff member starts and writes about the customer’s own account
- Replies to messages the customer sends
- Check-ins when the company has not heard from the customer for a while
Message frequency varies by account. Message and data rates may apply.
How you opt in
Customers agree to receive text messages from the company that holds their rental-purchase agreement. The agreement includes a text-message consent clause that the customer signs, on paper or electronically, before any text is sent, and the company keeps the signed agreement as its record of consent. Agreeing to texts is not a condition of any purchase or rental, and a customer can withdraw consent at any time by replying STOP.
The consent wording customers see:
I agree to receive text messages from the rent-to-own company named in this agreement about my account, including welcome messages, payment reminders, past-due notices, payment links, receipts and other account notices, at the mobile number I provided. Message frequency varies. Message and data rates may apply. Reply STOP to opt out, HELP for help. Consent is not a condition of purchase.
How we test the messages
Before a company sends texts to its customers, RTOCore tests the same messages using test data. Test messages are sent only to RTOCore’s two owners, who have agreed in writing to receive them, and every test message begins with “RTOCore test”.
To receive these test messages, opt in on the text message opt-in form. The consent wording the two owners agreed to for these tests:
By providing my phone number and checking this box, I agree to receive account-notification and customer-care text messages from RTOCore. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out. Reply HELP for help. We will not share mobile information with third parties for promotional or marketing purposes. Privacy Policy: https://rtocore.com/privacy. Terms: https://rtocore.com/terms.
How to stop, and how to get help
Reply STOP to any message to stop receiving texts. You will get one message confirming the opt-out and no further texts unless you reply START to opt back in.
Reply HELP for help, email support@rtocore.com, or contact the company that holds your agreement.
Carriers are not liable for delayed or undelivered messages.
Your mobile information
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text-messaging consent and opt-in information will not be shared with any third parties, other than the messaging service providers that carry the messages for us, and only to deliver them.
More in the Privacy Policy and the Terms.
RTOCore is operated by Setvara Inc. Questions: support@rtocore.com.